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Savings & Deposits

Some things just aren’t worth the risk.  That’s why Community Trust offers a broad range of savings and deposit products designed to keep your investments safe and secure.  

 

Term Deposits & GICs


With Community Trust GICs, you get better flexibility and some of the highest interest rates in the country. Whether you're looking to top up your investments with a non-registered GIC, or hold your GIC in a Registered Account, we offer options that make building a secure future simple.



Choice

Choose from a wide range of registered and non-registered investment options that are designed to meet your individual savings needs.



Security

 

As a federally regulated deposit taking institution, and proud member of the Canada Deposit Insurance Corporation, you can feel confident knowing your investments are protected.

 



Flexibility


At Community Trust, we are committed to offering you some of the best savings rates in the country, backed by friendly support and flexibility.


Choose from non-registered investments, or registered investments such as:

    • RSP
    • RIF
    • TFSA

With a Community Trust GIC, the more you invest, the more you earn. Our investment tier options include:

  • $1,000-$4,999
  • $5,000-$49,999
  • $50,000 +

We offer customizable terms to match your exact savings horizon, including:

  • 1-5 year GICs
  • Short-term deposit
  • Cashable GIC
  • Choose your own maturity


Maximizer Savings Account


Your future could hold a new kitchen, new in-laws, or new stamps on your passport, and our Maximizer Savings Account makes sure you're ready when opportunity strikes.


With our no fee savings account you save 0.85% of every dollar.
The Maximizer is a high interest savings account that provides you with the option to grow your money on your terms. And with no fees and no minimum deposit or balance required, it’s even easier to make more with the money you save.

  • No minimum balance required
  • Absolutely no fees
  • Interest calculated daily, based on the closing balance, and paid monthly




Keeping your investments secure is important to us.

That's why deposits through Community Trust are eligible for insurance through the Canada Deposit Insurance Corporation, so you can rest easy knowing your security is taken care of*.




*Subject to maximum coverage limitations as outlined in their brochure, "Protecting Your Deposits" and (provided they are in Canadian funds) are payable in Canada and have a term of no more than five years.