Residential Mortgages

Residential Mortgages

Everyone deserves a place they love, and whether you're looking for your first home or managing your existing one, we'd like to help.

Our mortgage specialists are committed to making your financing happen and will work with you to overcome most roadblocks and help make your ownership dream a reality.


Our dedicated experts will take the time to get to know you and find a mortgage that works with your needs. Whether you’re buying your first house or looking for your next one, Community Trust has a range of options and flexibility to help you find the best way to finance your home.

Key Features:

  • 1-5 year terms available
  • Borrow up to 80% of your home's value
  • Amoritization up to 30 years



Community Trust makes refinancing your mortgage easier. Whether you’re looking to lower your monthly payment, or access the equity in your home, our mortgage specialists are here to explain the pros and cons and help you make the decision that is best for you.





Renewing your Community Trust mortgage is fast and easy. And best of all, because you already have a mortgage, it’s a simple process.

Questions to ask before you renew:

  • Are you planning to move in the next year?
  • Will you require additional funds for a planned renovation?
  • Would you like to pay off your mortgage faster with accelerated/ lump sum payments?
  • Would you like to reduce monthly payments by increasing the amoritization period?
  • Would you like to choose a shorter term to help manage interest rate fluctuations?




If you're looking for access to additional funds, you may be able to leverage your current property or the equity in your home to access the money you need. Contact a specialist to determine a if HELOC is right for you.




Client Testimonial



Did you know most Canadians spend more time planning a vacation than finding a mortgage?

Make an informed decision by consulting a mortgage broker.


Source: "Results from a 2016 survey of 2,501 Canadians" Rep. IPSOS, Sept. 2016.