Deposit Insurance Information

CDIC Membership The Canadian Deposit Insurance Corporation (CDIC) is a federal Crown corporation created by Parliament in 1967 to protect your deposits made with member financial institutions in case of their failure.

Community Trust Company is a member of CDIC.

Community Trust Company is also known under the following tradenames:
  • Community Trust
  • Société Fiduciaire Communauté
The following instruments and/or products of Community Trust Company are eligible for deposit insurance from CDIC, subject always to maximum coverage limitations as outlined in the CDIC brochure Protecting Your Deposits and provided such deposits are in Canadian funds, are payable in Canada, and have a term of no more than 5 years.


Savings Accounts

  • Maximizer Savings Account

Non-Registered GICs

  • Short-term Non-Registered GICs
  • Cashable Non-Registered GICs
  • Long-term Non-Registered GICs

Registered Accounts

Registered Retirement Savings Plan (RRSP)

  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC
Registered Retirement Income Fund (RRIF)
  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC
Tax-Free Savings Account (TFSA)
  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC
Registered Disability Savings Plan (RDSP)
  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC
Locked-in Retirement Savings Account (LRSP)
  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC
Life Income Fund (LIF)
  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC
Locked-in Retirement Account (LIRA)
  • Short-term registered GIC
  • Long-term registered GIC
  • Cashable registered GIC