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Residential Mortgages

It’s more than a deal.  It’s a relationship.


Positive broker relationships are an important part of our business.  Our collaborative approach means that our underwriters are committed to working with you to understand your needs, and provide financing solutions that work for your clients.

Our underwriting and financing decisions are made in-house, offering you a quick and informed decision. Simply put, we get it when it comes to fast turnaround times and efficient, high quality service.


  • First and second fixed rate conventional mortgages up to 80% LTV
  • Solutions for self-employed borrowers
  • A balanced approach toward being flexible and open to clients’ past bruised credit history

    • Up to 80% LTV
    • Purchases and refinances
    • Rentals and high rise condominiums
    • Competitive rates & fees
    • Flexible GDS/TDS permitted

    • Access up to 65% of the appraised value
    • Owner occupied properties only
    • No maximum dollar value
    • Rates start at Prime + 2%

Contact us

Personal attention from devoted specialists.

Prepare to feel pampered with your committed,
detail-oriented Community Trust team member.




Step 1: Chat with a BDM or team leader.

Great listeners and even better problem solvers, our experts work with you to determine if your deal is a good fit.



Step 2:  Work with an underwriter.


We work with you to uncover our ability to do the deal, and help you package it accordingly.



Step 3:  Collaborate.


Once a commitment letter is accepted, our Mortgage Officers provide ongoing support to ensure your deals close on time.