Bee Pollination

Investment Services

Real estate based investing with registered funds.

Community Trust is proud to support the rise of the real estate based investor by offering self-directed account services that meet the needs of our partners and their clients. As an impartial administrator, we take a collaborative approach in assisting our partners and their clients achieve their investment goals by holding their investments in trust.

Self-Directed Registered Accounts


With a Community Trust Self-Directed Registered Account, your clients can expect:

  • Choice and flexibility of a variety of accounts that allow you to consolidate your investments by account type
  • Convenient online access to your account information, including statements
  • Personal attention from devoted specialists who are committed to making your experience as easy, and valuable as possible

Your clients will have the opportunity to choose from a variety of Self-Directed Registered Accounts in which they can hold a cashable GIC:

  • RSP
  • RIF
  • RDSP
  • TFSA
  • Spousal Plans
  • Locked-in Plans

With a Community Trust Self-Directed Registered Account, clients can invest in a variety of Canada Revenue Act (CRA) eligible investments, including:

  • Arm’s Length Mortgages (View Documentation Requirements)
  • Real Estate Based Mutual Fund Trusts
  • Syndicated Mortgage Investments
  • Mortgage Investment Corporations
  • Exempt Market Investments, and more


Classic Registered Accounts


With a Community Trust Classic Registered Account, your clients can expect:

    • Access to great rates and flexible options
    • Convenient online access to your account information, including statements
    • A low risk investment strategy for those looking to purchase GICs
    • Peace of mind, knowing his or her principal investment is guaranteed

Community Trust Classic Account types include:

  • RSP
  • RIF
  • Spousal Plans
  • Locked-in Plans

With a Community Trust Classic Account, your clients can invest in:

  • Cashable GICs
  • Short Term Deposits
  • 1-5 Year Guaranteed Investment Certificates



Community Trust Company does not provide investment advice to individuals or advisors and does not endorse or promote any investment products. All investors are encouraged to speak with an independent financial advisor before making any investment decisions.

Great news! 

We have new
Purchase Instructions!

Access them below.






Looking for our appraisal policy?

Take a look at the documentation required in support of funding your self-directed mortgage.